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2015 Rates - No Change!

 Dependent Eligibility Extended to Age 24




 
Group Name:  AFGE

Delta Premiere    Group# 2116-0004
DeltaCare EPO     Group# 8116-0004

Delta Rates (which include your $13.00 union dues) are as follows:                

2014 Delta Care EPO, which is similar to an HMO, treated only by dentist in the network

                         Single -              $25.60
                         Single + 1 -       $35.15
                         Family -             $44.40

Go to: 
www.deltadentalmi.com to locate network dentist
 
Or Click  Here for the Dental Directory



2014 Delta Premiere - Allows you to go to any dentist

                         Single —             $34.25
                         Family—             $67.25

To Enroll:
      Complete the application form (See link below)
      Fax the form to  Danette Mitchell, AFGE 3239 Secretary or Debbie  Dodd, AFGE 3239 Treasurer at: 313-672-6768.  A snapshot of the enrollment form is shown on the Delta Forms page

To Withdraw:  
      We ask that you remain a member for at least 1 year before you
      are eligible for a withdrawal from any plan in order to keep our
      premium cost at a minimun.
     
      Members are to e-mail  Danette Mitchell at dmitchell1222@gmail.com   or ddodd2008@gmail.com 

For Benefit Information go to www.deltadentalmi.com
       Create a Username  & Password, if you have not already, by
       Registering Your Member ID (your SSN).






Use this Toolkit to find out more about your benefits


Retirees:
Billed Quarterly in: March, June, September and December

2014 DeltaCare            Single-          $  84.65
                                     Single + 1       $146.80
                                     Family -          $206.85

2014 DeltaPremiere    Single -          $141.09
                                     Family-            $363.25


Click Here for the Enrollment form: 
http://www.deltadentalmi.com/MediaLibraries/Global/documents/314-55EligEnrollCard.pdf
       
                   FAX ALL ENROLLMENT FORMS TO 313.672-6768
                             
                                     To enroll in Delta Premiere
                      Contact your Local Office Representative or
         Danette Mitchell @ 313.333.4597 or DMitchell1222@gmail.com   

 
BENEFIT DETAILS

Students & IRS Dependents may be included in the policy till age 25
 
With DeltaCare EPO Only - you have the freedom to visit any DeltaCare EPO dentist.
Their is no longer a requirement to choose a primary dental office location.  Referrals are not necessary to visit DeltaCare EPO specialists.

With Delta Premiere Only - Major oral surgery, periodontics, endodontics, major restorative, prosthetic and orthodontic services will not be covered until after a person is enrolled in the dental plan for 12 consecutive
months.
 
In the event that treatment is rendered from a dentist that does not participate in any of Delta Dental's programs, the patient may be responsible for more than the percentage indicated below. 

Participating Premier or Non Participating  
               
  Preventive - - - - - - - -  100%
  X-rays     - - - - - - - -   100%
  Bitewings X-Rays- - - - --100% 
  Basic   - - - - - - - - - - --65%
  Sealants - - - - - - - - - -- 0% 
  Endodontics- - - - - - - - -65% 
  Periodontics- - - - - - - - -65%
  Oral Surgery  - - - - - - - -65%
  Simple Restorative- - - - - 65%
  Major Restorative - - - - - 50%
  Prosthetics - - - - - - - -  50%*
  Denture Repair-- - - - - -  65%
  Orthodontics    - - - - - -  50%
  Ortho Age Limit- - - - - - -19
 
* Benefit levels may vary for procedures that fall within this category. To determine the benefits
available for procedures performed or to be performed, submission of a pre-treatment estimate is
advised.

For some of the covered services,the patient may be required to satisfy a waiting period.
      
 
Participating Premier or Non Participating
Maximums 
                                
Family Program Maximum      GENMAX0001     $3000.00/year
Individual Program Maximum  GENMAX0001     $1000.00/year
Individual Lifetime Maximum  ORTHOMAX0001 $1000.00/year

 
* Maximum available and used apply to all services regardless of the dentist's participating status. 

Routine Time Limitations: (Time limitations for other procedures may apply)  
  
Crowns: 1 per tooth in 60 months.    
Exams, cleanings and fluorides: 2 in 12 months; Fluoride up to age 19.    
Root planing and scaling: 1 per quadrant in 24 months; occlusal guard - 1 in a lifetime.    
Bitewings: 1 per 12 months.    
Full mouth x-rays: 1 per 60 months.    
Orthodontics: The age limitation is noted above.    
Bridges and dentures: 60 month replacement limit.    
Coordination of Benefits:    
Internal (within the same Delta group): Coordination of benefits is not allowed when the other member is covered within this group.    
External (with another Delta group or carrier): Coordination of benefits is allowed when the other member is covered within another dental plan.    

Every effort is made to provide accurate information. However, this is not a guarantee of payment.
If treatment will be rendered based on Delta Dental's payment liability, we recommend you predetermine your treatment plan.